Financing and Lending Business

These loans facilitate our clients to capitalize on their investments by providing liquidity against investments in Shares, Mutual Funds, and Bonds, without the need to sell the securities.

The product includes the portfolio of
• Loan against mutual funds
• Loan against shares
• Loan against securities
• Loan against bonds

Loans are granted to as high as Rs.150 crores and for an extended tenure of 12 months. The loans can be utilized for fulfilment of any legal and legitimate purposes including business loans, short term working capital requirements or meeting family obligations like marriage in the family, higher education of self or children, medical expenses and so on.

Designed as secured loans against property, this product helps clients address funding requirements for both personal and business needs. Clients leverage the economic worth of their property without giving away ownership. The loan is given as a certain percentage (usually around 40% to 60%) of the property's market value.

This proposition allows the client to avail the loans for tenures up to a maximum period of 15 years. Loan against Property is suitable for meeting contingencies such as marriage, higher education, medical treatment, or even for business expansions.

We provide integrated financial solutions to real estate developers. Besides providing funding for real estate projects, we also look at financing through debt syndication as well as distribution of Non-Convertible Debentures to High Net-worth Individuals.

With a predominant focus on residential development, we are currently focused on funding projects located in Tier 1 cities like Mumbai, Pune, Bengaluru and Chennai. We have successfully carried out lending against a few completed, Grade-A commercial properties, in Mumbai and Bengaluru.

Our portfolio comprises of Loan against Property, Project Funding and Acquisition Funding.

Our Corporate Loans and Financing business aims to deliver credit solutions to Sponsors, Holding Companies, Operating Companies and Special Purpose Vehicles, in order to meet their diverse requirements when traditional templates of interest servicing, security, tenor, principal repayment, may not prove to be feasible.

Over time we have built strong relationships with several of India’s Top 200 promoter groups. Our endeavor is to strengthen the relationships with our existing clients, while also prudently building new partnerships with more promoter groups and corporate houses. We aim to create custom made lending solutions for unique situations that include strategic acquisitions, without compromising on the standards of the securities pledged or mortgaged in our favour.